Arizona health insurance · Under 65
Your coverage.
Your priorities.
A clearer choice.
Compare Marketplace and private health insurance with an Arizona advisor who explains what you gain, what you give up, and what you could pay.
Work directly with Matthew Kimball. No advisory fee. No pressure to enroll.
Matthew Kimball
Independent health insurance advisor
Arizona license #21307301
Based in Arizona. Focused on people under 65.
Marketplace, private, and off-exchange options.
A real advisor from comparison through enrollment.
Start with your situation
Life changes. Your coverage should keep up.
01 / Working for yourself
Self-employed & business owners
Keep coverage independent of a job and compare it against your income, doctors, and budget.
02 / Covering your household
Individuals & families
Make sense of family premiums, prescriptions, provider networks, and the costs beyond the deductible.
03 / Making a transition
Leaving a job or retiring early
Compare replacement coverage before your current plan ends, with enrollment timing in mind.
Understand the tradeoffs
A lower premium is only part of the story.
A plan should fit the care you need and the financial risk you are comfortable taking. I’ll help you compare the details that can change the answer.
What we’ll look at together
Your doctors and prescriptions. Check the exact network and drug benefits.
Your total costs. Compare premiums, deductibles, cost sharing, and services the policy does not cover.
The fine print. Review eligibility, exclusions, benefit limits, and effective dates.
Your advisor, not another search result
Clear explanations. A person you can reach.
I’m Matt. I built MK Health Advisors around a straightforward idea: you should understand your health insurance before you choose it. I’ll listen to what matters to you, explain the available options, and help you make an informed decision.
There is no fee for my advisory service; I’m compensated by insurance carriers. My role is to explain the benefits and limitations so you can choose confidently.
Client experiences
Confidence starts with being understood.
★★★★★
“He’s very knowledgeable of the process and was able to explain different plan options and the pros and cons of each.”
Luke Y. · Google review excerpt
★★★★★
“Matt was professional and highly efficient, breaking down the information so I could easily compare my best options.”
Amber S. · Google review excerpt
★★★★★
“Matt was incredibly knowledgeable, helpful and thorough during the process.”
Sabrina · Google review excerpt
How it works
Three steps. No guesswork.
01
Tell me what matters
We’ll discuss who needs coverage, your timing, budget, and priorities.
02
Compare the details
Review suitable plans side by side, including providers, benefits, costs, and limitations.
03
Choose with confidence
If you decide to apply, I’ll help with enrollment and remain a resource for questions.
A few questions before we talk.
Is the consultation free?
Yes. There is no advisory fee. Matthew is compensated by insurance carriers, and you are under no obligation to enroll.
Do you only recommend private coverage?
No. We compare Marketplace and other available options based on your situation. ACA-compliant coverage and non-ACA products have different protections, eligibility rules, and limitations.
Can you help me keep my doctor?
We can check your providers against the exact plan network. Participation and benefits must be confirmed before enrollment; a PPO label alone is not a guarantee.
What should I have ready?
Your Arizona ZIP code, who needs coverage, your current coverage end date, and a general idea of your budget. We can discuss detailed medical information privately when it is needed.
Do you help with Medicare?
MK Health Advisors focuses on people under age 65. This website is for individual, family, and business-owner health coverage, rather than Medicare enrollment.
A clear next step
Let’s find coverage that fits your life.
Tell me what you need. We’ll compare the options, talk through the tradeoffs, and decide what makes sense for you.